Section 2.5 - Insurance      

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Rules of The Road 2007 - Contents

Section 2 - Before you are a Fully licensed Driver

1. To obtain a provisional licence
2. Driver theory test
3. Driving legally
4. Tax
5. Insurance
6. National car test
7. Conditions for provisional licence holders
8. What happens when your second provisional licence expires
9. Full driving licence
10. Carrying a driving licence

       Section 2.5 - Insurance

Section 2.5 - Insurance

All drivers must have insurance covering them to drive a vehicle on a public road. The law imposes a duty on you to inform the insurance company of relevant information before you drive a vehicle. If you are in any doubt you should discuss the matter with the insurance company. It is a serious offence to drive a vehicle that is not insured.

You need to display an up-to-date insurance disc. It is an offence not to have the disc on display.

Vehicles that do not need to display an insurance disc

• Motorcycles (with or without a side car)
• Tractors
• Vehicles showing a trade licence
• Vehicles owned or used by an exempted person as defined by the Road Traffic Acts, for example members of emergency services

All trailers must be covered by third party motor insurance. This applies whether the trailer is being towed or parked in a public place.

The fact that an insurance disc is not required to be displayed does not affect the requirement to ensure that the insurance is valid to cover you.

© LIreland 2004